Restaurant

As a leading program manager for the hospitality business for over 25 years, Axiom's expertise covers numerous risks in dining, from fast food to fine dining. We tailor an insurance program to the unique operations and exposures of each risk resulting in a customized insurance program that fits your clients’ needs.

Contact: Dan Djordjevic d_djordjevic@axiom-ins.com or (847) 228-5883, ext. 219

Eligible Exposures	Ineligible Exposures
Eating Establishments with or without Alcohol Banquet Halls Buffet and Smorgasbord Bistro and Brasserie Cafés Cafeterias Concession Stand Coffeehouse Casual Dining Caterers Diners Fast Casual Family Style Fine Dining Full Service Limited Service Pubs Quick Service (Fast Food) Sandwich Bar	Locations not in compliance with UL 300 and NFPA 96 Standards

Coverage and Limits Available (Maximum Limits)
General Liability $1,000,000 Each Occurrence $3,000,000 General Aggregate (other than Products/Completed Ops) $3,000,000 Products Completed Operations $1,000,000 Personal and Advertising Injury $1,000, 000 Damages to premises rented to you Liquor Liability (Package or Mono-Line) $1,000,000 Each Common Cause $2,000,000 Aggregate (per location aggregate is applicable.) Umbrella / Excess: Limits up to $10 Million

Coverage and Limits Available (Maximum Limits)

General Liability

$1,000,000 Each Occurrence
$3,000,000 General Aggregate (other than Products/Completed Ops)
$3,000,000 Products Completed Operations
$1,000,000 Personal and Advertising Injury
$1,000, 000 Damages to premises rented to you

Liquor Liability (Package or Mono-Line)

$1,000,000 Each Common Cause
$2,000,000 Aggregate (per location aggregate is applicable.)

Umbrella / Excess: Limits up to $10 Million

Optional Coverages Available
Property (subject to Coastal Wind Exclusions) Business Income (subject to Coastal Wind Exclusions) Food and Beverage Spoilage Medical Payments Assault and Battery Defense outside the Limit of Liability Combined Single Limit Hired and Non-Owned Auto Liability Valet Additional Insured’s Equipment Breakdown Employers Practices Liability

Submission Requirements
Signed ACORDs Three Years Currently Valued Loss Runs Supplemental application either Axiom’s or another carrier’s Target pricing or expiring premium