Amusement Rental

Axiom’s underwriters and loss control specialists have over 10 years experience with Amusement Rental businesses. Our experience and capabilities cover the spectrum of devices offered by a rental business: from a simple bounce house to the more difficult mechanical bull exposures. We tailor an insurance program to the unique operations, exposures and state requirements of each risk, resulting in a customized insurance program that fits your clients’ needs. 

Contact: Lynn Houdek l_houdek@axiom-ins.com or (847) 228-5883, ext. 250

Eligible Exposures Ineligible Exposures
  • Inflatables, any air filled device, such as:
    • Bounce House
    • Slide
    • Advertising Signs
    • Euro Bouncer
    • Combos
    • Obstacle course
  • Food, Beverage and Misc. Products supplied for party
  • Party Supplies, such as:
    • Chairs
    • Tables
    • Tableware
    • Tents
  • Machines for Party, such as:
    • Foam machine
    • Airbrush tattoo
    • Cotton Candy makers
    • Hot dog steamers
    • Popcorn machines
    • Soda dispensers
    • Nacho machines
    • Slush makers
  • Interactive Devices and Games, such as:
    • Paintball
    • Rockwall with auto belay
    • Hayrides
    • Dunk tanks
    • Laser Tag
    • Soda dispensers
  • Event Planners
  • Entertainers such as DJ, Clown
  • Mechanicals, such as
    • Trikes
    • Hi-Striker
    • Bumper cars
  • Trampoline
  • Sales and/or manufacturing
  • Mechanicals requiring more than 4 hour set up or tear down time
  • Rental stores with household goods, contractors equipment etc
  • Carnival operators
  • Operations not maintaining an inspection and repair log
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Coverage and Limits Available (Maximum Limits)
General Liability $2,000,000 Each Occurrence $2,000,000 General Aggregate (other than Products/Completed Ops) $2,000,000 Products Completed Operations $1,000,000 Personal and Advertising Injury $100, 000 Damages to premises rented to you Liquor Liability (Package or Mono-Line)
$1,000,000 Each Common Cause $2,000,000 Aggregate (per location aggregate is applicable.)
Umbrella / Excess: Limits up to $20 Million
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Optional Coverages Available
Property (subject to Coastal Wind Exclusions) Business Income (subject to Coastal Wind Exclusions) Inland Marine for Amusement Devices Food and Beverage Spoilage Crime Hired and Non-Owned Auto Liability Automatic Broad Form Additional Insured Endorsement Equipment Breakdown Employers Practices Liability
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Submission Requirements
Signed ACORDs Three Years Currently Valued Loss Runs Applicable supplemental questionnaires Target pricing or expiring premium
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Miscellaneous
Program is Available in all States. Minimum premium – $1,000 Direct Bill & Financing Available A.M. Best A-XV Rated Non-Admitted Carrier
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