As a leading program manager in the hospitality business for over 25 years, Axiom's expertise covers numerous risks, from the neighborhood tavern to the gentlemen’s club. We tailor an insurance program to the unique operations, exposures and state requirements of each risk, resulting in a customized insurance program that fits your clients’ needs.
Contact: Dan Djordjevic d_djordjevic@axiom-ins.com or (847) 228-5883, ext. 219
| Eligible Exposures |
Ineligible Exposures |
- Adult Entertainment, including clubs
and “go-go” dancing
- Adult bookstores
- Bars
- Brew pubs
- Cabarets
- Clubs
- Cognac bars
- Comedy clubs
- Convenience stores selling alcoholic beverages
- Country clubs
- Dance venues
- Fraternal organizations
- Grocery stores selling alcoholic beverages
- Jazz clubs
- Liquor stores
- Martini bars
- Microbreweries
- Nightclubs/Lounges
- Package store
- Upscale (primarily high valued liquor) bars
- Upscale gentleman’s clubs
- Western themed clubs
- Wholesale distributor
- Wine bars
- Wineries
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- Arenas and Stadium Owners
- Auditoriums and Fairgrounds
- College fraternities or sororities
- Contact sports fields on premises
- Dancing on bars, speakers or any other raised platforms
- Interactive amusement devices
- Allowing pyrotechnics
- Allowing stunt activities
- Liquor Manufacturing
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| Coverage and Limits Available (Maximum Limits) |
General Liability
$1,000,000 Each Occurrence
$3,000,000 General Aggregate (other than Products/Completed Ops)
$3,000,000 Products Completed Operations
$1,000,000 Personal and Advertising Injury
Excluded Medical Expenses
$1,000, 000 Damages to premises rented to you
Liquor Liability (Package or Mono-Line)
$1,000,000 Each Common Cause
$2,000,000 Aggregate (per location aggregate is applicable.)
Umbrella / Excess: Limits up to $10 Million
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| Optional Coverages Available |
Property (subject to Coastal Wind Exclusions)
Business Income (subject to Coastal Wind Exclusions)
Food and Beverage Spoilage
Assault and Battery options:
- Excluded
- Silent
- Sub limit
- Full A&B up to GL limit
Defense outside the Limit of Liability
Combined Single Limit
Hired and Non-Owned Auto Liability
Valet
Additional Insureds
Equipment Breakdown
Employers Practices Liability
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| Submission Requirements |
Signed ACORDs
Expiring Term and Prior Three Years Currently Valued Loss Runs
Supplemental application either Axiom’s or another carrier’s
Target pricing or expiring premium
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| Miscellaneous |
Program is Available in all States including the District of Columbia.
Minimum revenue $250,000
Minimum premium – $2,500
Incidental exposures related to the risks above such as habitational, hospitality, gaming,
or retail exposures are eligible.
Direct Bill & Financing Available
A.M. Best A VIII Rated Non -Admitted Carrier
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