Axiom’s designed the campground program for those businesses that offer resort-like facilities for campers, and whose offerings could include restaurants, pools, lakes or ponds for expanded water activities, group excursions, theme days, or even spas. We have a broad appetite for a wide-range of camping, recreation vehicle and manufactured housing park experiences. We tailor an insurance program to the unique operations and exposures of each risk, resulting in a customized insurance program that fits your clients’ needs.
Contact: Brian Doty b_doty@axiom-ins.com or (847) 228-5883, ext. 224
| Eligible Exposures |
Ineligible Exposures |
- Seasonal Rental.
- Overnight Camping
- RV Storage Facilities
- Manufactured Housing Parks
- Amenities such as:
- Children's play area
- Hotel shuttle or vans
- Restaurants
- Bar
- Health Club
- Exercise Facility
- Spa Services
- Swimming Pool
- Bowling
- Campfires
- Climbing Walls
- Fishing
- General Store
- Hayrides
- Hiking
- Hot Tubs Archery
- Beaches
- Bicycle rental
- Boat or Canoe Rental
- RV storage facilities
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- Unsupervised ATV rental
- Daycare centers
- Dirt tracks
- Downhill skiing, unless incidental to operations and “beginner” slopes only
- Extreme sports, including any: above ground activities; climbing, jumping; paintball other than target shooting; or racing activities other than running
- Firearm ranges
- Unescorted Horseback riding
- Motorcycle or ATV courses or trails
- Mountainous or extreme terrain
- Personal watercraft rental
- Rope swings
- Saunas without automatic shut-off devices and temperature controls
- Scuba or other underwater activities
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| Coverage and Limits Available (Maximum Limits) |
General Liability
$1,000,000 Each Occurrence
$2,000,000 General Aggregate (other than Products/Completed Ops)
$2,000,000 Products Completed Operations
$1,000,000 Personal and Advertising Injury
$1,000, 000 Damages to premises rented to you
Liquor Liability (Package or Mono-Line)
$1,000,000 Each Common Cause
$2,000,000 Aggregate (per location aggregate is applicable.)
Umbrella / Excess: Limits up to $20 Million
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| Optional Coverages Available |
Property (subject to Coastal Wind Exclusions)
Business Income (subject to Coastal Wind Exclusions)
Food and Beverage Spoilage
Crime
Assault and Battery
Medical Payments
Hired and Non-Owned Auto Liability
Garage Keepers Liability
Additional Insured’s
Equipment Breakdown
Employers Practices Liability
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| Submission Requirements |
Signed ACORDs
Three Years Currently Valued Loss Runs
Applicable supplemental questionnaires
Target pricing or expiring premium
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