Campground

Axiom’s designed the campground program for those businesses that offer resort-like facilities for campers, and whose offerings could include restaurants, pools, lakes or ponds for expanded water activities, group excursions, theme days, or even spas. We have a broad appetite for a wide-range of camping, recreation vehicle and manufactured housing park experiences. We tailor an insurance program to the unique operations and exposures of each risk, resulting in a customized insurance program that fits your clients’ needs. 

Contact: Brian Doty b_doty@axiom-ins.com or (847) 228-5883, ext. 224

Eligible Exposures Ineligible Exposures
  • Seasonal Rental.
  • Overnight Camping
  • RV Storage Facilities
  • Manufactured Housing Parks
  • Amenities such as:
    • Children's play area
    • Hotel shuttle or vans
    • Restaurants
    • Bar
    • Health Club
    • Exercise Facility
    • Spa Services
    • Swimming Pool
    • Bowling
    • Campfires
    • Climbing Walls
    • Fishing
    • General Store
    • Hayrides
    • Hiking
    • Hot Tubs Archery
    • Beaches
    • Bicycle rental
    • Boat or Canoe Rental
    • RV storage facilities
  • Unsupervised ATV rental
  • Daycare centers
  • Dirt tracks
  • Downhill skiing, unless incidental to operations and “beginner” slopes only
  • Extreme sports, including any: above ground activities; climbing, jumping; paintball other than target shooting; or racing activities other than running
  • Firearm ranges
  • Unescorted Horseback riding
  • Motorcycle or ATV courses or trails
  • Mountainous or extreme terrain
  • Personal watercraft rental
  • Rope swings
  • Saunas without automatic shut-off devices and temperature controls
  • Scuba or other underwater activities
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Coverage and Limits Available (Maximum Limits)
General Liability
$1,000,000 Each Occurrence $2,000,000 General Aggregate (other than Products/Completed Ops) $2,000,000 Products Completed Operations $1,000,000 Personal and Advertising Injury $1,000, 000 Damages to premises rented to you
Liquor Liability (Package or Mono-Line)
$1,000,000 Each Common Cause $2,000,000 Aggregate (per location aggregate is applicable.)
Umbrella / Excess: Limits up to $20 Million
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Optional Coverages Available
Property (subject to Coastal Wind Exclusions) Business Income (subject to Coastal Wind Exclusions) Food and Beverage Spoilage Crime Assault and Battery Medical Payments Hired and Non-Owned Auto Liability Garage Keepers Liability Additional Insured’s Equipment Breakdown Employers Practices Liability
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Submission Requirements
Signed ACORDs Three Years Currently Valued Loss Runs Applicable supplemental questionnaires Target pricing or expiring premium
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