Excess / Umbrella

Axiom is pleased to offer a competitive excess or umbrella product tailored around your clients’ needs with up to $20 million limits of liability available.

Contacts:

Brian Doty b_doty@axiom-ins.com or (847) 228-5883, ext. 224

April Moeser a_moeser@axiom-ins.com or (972) 385-4752, ext. 24

Target Classes Ineligible Exposures
  • Small to medium premium accounts
  • Generally under $100,000 DWP
  • Broad Range of:
    • Agricultural
    • Contracting
    • Hospitality
    • Wholesale
    • Retail
    • Service
    • Habitational
    • Light Manufacturing
    • Light Processing
    • Lessors Risk
  • Aircraft Liability
  • Security Firms
  • Nursing Homes
  • Hazardous Material Hauling
  • Large Fleet
  • Livery
  • Loggers
  • Trucking
  • Waste Management
  • Manufacturing of Invasive Medical Products
  • Chemical Blending & Manufacturing:
    • Pharmaceuticals & Nutraceuticals
    • Truss Manufacturers
    • Critical Aut
    • Parts
    • Tobacc
    • Products
    • Serving Alcohol after 4:00 A.M.
    • Firearms & Explosives
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Coverage and Limits Available (Maximum Limits)
General Liability
Limits: Up to $20M per occurrence $20M aggregate
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Optional Coverages Available
General Liability A-, FSC-V or better. (Will accept an un-rated state fund for EL.) Limits of $1M /2M
Auto Liability A-VI or better Limits of $1M CSL or $1,000,000/$1,000,000/$500,000 Employers Liability B+VI or better Limits of $500/500/500
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Submission Requirements
Signed ACORDs & Supplementals Five Years Currently Valued Loss Runs Suggested target pricing or expiring premium Subcontractors Agreement (if applicable) Underlying with Terms & Conditions
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Miscellaneous
Program is Available in most States. Minimum premium – $750 per million (depending on hazard group and attachment point) Direct Bill & Financing Available A.M. Best A Rated Non -Admitted Carrier
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