Axiom’s underwriters and in-house loss control have specialized in Family Entertainment Centers for over 15 years. Our experience and capabilities covers a broad range of activities, from a simple arcade to the more difficult go kart and water ride exposures. We tailor an insurance program to the unique operations, exposures and state requirements of each risk, resulting in a customized insurance program that fits your clients’ needs.
Contact: Lynn Houdek l_houdek@axiom-ins.com or (847) 228-5883, ext. 250
| Eligible Exposures |
Ineligible Exposures |
- Alcohol sales up to 25% of food and beverage sales
- Arcades
- Attendant Operated Rides
- Batting Cages
- Bowling Alleys
- Bumper Cars and Boats
- Camps including Golf, Batting, Pitching clinics and lessons
- Coin Operated Rides
- Climbing Wall
- Concession sales
- Gift, Souvenirs and Pro Shops
- Golf Driving Ranges
- Go Karts – electric or gas
- Inflatable amusements
- Laser Tag
- Miniature Golf
- Paintball
- Petting Zoos
- Slides
- Skating Rinks – Ice and Roller only .
- Soft Modular Play/Bounce Play
- Train Rides
- Water Parks/ Water Slides
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- Hang Gliding
- Hot Air Balloons
- Luge
- Mechanical Bulls except electric
- Parachuting
- Parasailing
- Sky Diving
- Psycho Swing
- Risks with Alcohol open later than Midnight
- Risks in bankruptcy or legal reorganization
- Roller Blade or Skateboarding Parks or Centers
- Trampolines without adequate controls in place
- Tobogganing
- Velcro Jumping unless US manufactured and distributed
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| Coverage and Limits Available (Maximum Limits) |
General Liability
$1,000,000 Each Occurrence
$2,000,000 General Aggregate (other than Products/Completed Ops)
$1,000,000 Products Completed Operations
$1,000,000 Personal and Advertising Injury
$50,000 Damages to premises rented to you
Liquor Liability (Package or Mono-Line)
$1,000,000 Each Common Cause
$2,000,000 Aggregate (per location aggregate is applicable).
Umbrella / Excess: Limits up to $20 Million
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| Optional Coverages Available |
Property (subject to Coastal Wind Exclusions)
Business Income (subject to Coastal Wind Exclusions)
Inland Marine for Amusement Devices
Food and Beverage Spoilage
Crime
Hired and Non-Owned Auto Liability
Additional Insureds
Equipment Breakdown
Employers Practices Liability
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| Submission Requirements |
Signed ACORDs
Three Years Currently Valued Loss Runs
Applicable supplemental questionnaires
Target pricing or expiring premium
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| Miscellaneous |
Program is Available in all States.
Minimum premium – $2,500
Direct Bill & Financing Available
A.M. Best A-XV Rated Non-Admitted Carrier
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