Hotel / Motel

Axiom strives to be your preferred market for hotel or motel risks, franchise or non-franchise, limited or full range of amenities, with or without food or liquor service. We tailor an insurance program to the unique operations and exposures of each risk resulting in a customized insurance program that fits your clients’ needs.

Contact: Rada Pantovic r_pantovic@axiom-ins.com or (847) 228-5883, ext 222

Eligible Exposures	Ineligible Exposures
Not limited by type of construction Not limited by number of stories Amenities such as: Children's play area Hotel shuttle or vans Restaurants Bar Health Club Exercise Facility Spa Services Swimming Pool Hot Tubs	Bed and Breakfast Hourly Room rates Apartment Hotels Cooking protection does not meet NFPA 96 standards Use of non-UL listed electrical and/or gas apparatus Risks without UL approved Fire Extinguishers, Smoke Detection, Emergency Lighting and marked exits/means of egress Risks not in compliance with UL 300 standards Restaurants without UL approved fire extinguishing system over all cooking exposures A minimum frequency of semi-annual inspections of the equipment by a qualified contractor must be documented

Eligible Exposures

Ineligible Exposures

Not limited by type of construction
Not limited by number of stories
Amenities such as:
- Children's play area
- Hotel shuttle or vans
- Restaurants
- Bar
- Health Club
- Exercise Facility
- Spa Services
- Swimming Pool
- Hot Tubs

Bed and Breakfast
Hourly Room rates
Apartment Hotels
Cooking protection does not meet NFPA 96 standards
Use of non-UL listed electrical and/or gas apparatus
Risks without UL approved Fire Extinguishers, Smoke Detection, Emergency Lighting and marked exits/means of egress
Risks not in compliance with UL 300 standards
Restaurants without UL approved fire extinguishing system over all cooking exposures
A minimum frequency of semi-annual inspections of the equipment by a qualified contractor must be documented

Coverage and Limits Available (Maximum Limits)
General Liability $1,000,000 Each Occurrence $2,000,000 General Aggregate (other than Products/Completed Ops) $2,000,000 Products Completed Operations $1,000,000 Personal and Advertising Injury $1,000, 000 Damages to premises rented to you Liquor Liability (Package or Mono-Line) $1,000,000 Each Common Cause $2,000,000 Aggregate (per location aggregate is applicable.) Umbrella / Excess: Limits up to $20 Million

Coverage and Limits Available (Maximum Limits)

General Liability

$1,000,000 Each Occurrence $2,000,000 General Aggregate (other than Products/Completed Ops) $2,000,000 Products Completed Operations $1,000,000 Personal and Advertising Injury $1,000, 000 Damages to premises rented to you
Liquor Liability (Package or Mono-Line) $1,000,000 Each Common Cause $2,000,000 Aggregate (per location aggregate is applicable.)
Umbrella / Excess: Limits up to $20 Million

Optional Coverages Available
Property (subject to Coastal Wind Exclusions) Business Income (subject to Coastal Wind Exclusions) Food and Beverage Spoilage Innkeeper Liability Broad Form CGL Crime Assault and battery Medical Payments Defense outside the Limit of Liability Hired and Non-Owned Auto Liability Garagekeepers Liability Additional Insured’s Equipment Breakdown Employers Practices Liability

Submission Requirements
Signed ACORDs Five Years Currently Valued Loss Runs Applicable supplemental questionaires Target pricing or expiring premium

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