Nightclub

Axiom has been a leading program manager for the hospitality business for over 25 years. Our experience and capabilities cover the spectrum from the nightclub with full entertainment to the gentlemen’s club. We tailor an insurance program to the unique operations and exposures of each risk resulting in a customized insurance program that fits your clients’ needs. Contact: Dan Djordjevic d_djordjevic@axiom-ins.com or (847) 228-5883, ext. 219
Eligible Exposures Ineligible Exposures
  • Adult Entertainment, including clubs, and "go-go" dancing
  • Adult Bookstores
  • Cabarets
  • Comedy clubs
  • Dance venues
  • Jazz Clubs.
  • Nightclubs/Lounges
  • Upscale gentleman’s clubs
  • Arenas and Stadium Owners
  • Auditoriums and Fairgrounds
  • College fraternities or sororities
  • Contact sports fields on premises
  • Dancing on bars, speakers or any other raised platforms
  • Interactive amusement devices
  • Allowing pyrotechnics
  • Allowing stunt activities
  • Liquor Manufacturing
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Coverage and Limits Available (Maximum Limits)
General Liability
$1,000,000 Each Occurrence $3,000,000 General Aggregate (other than Products/Completed Ops) $3,000,000 Products Completed Operations $1,000,000 Personal and Advertising Injury Excluded Medical Expenses $1,000, 000 Damages to premises rented to you Liquor Liability (Package or Mono-Line)
$1,000,000 Each Common Cause $2,000,000 Aggregate (per location aggregate is applicable.) Umbrella / Excess: Limits up to $20 Million
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Optional Coverages Available
Property (subject to Coastal Wind Exclusions) Assault and Battery options:
  • Excluded
  • Silent
  • Sub limit
  • Full A&B up to GL limit
Defense outside the Limit of Liability Combined Single Limit Hired and Non-Owned Auto Liability Valet Additional Insured’s Equipment Breakdown Employers Practices Liability
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Submission Requirements
Signed ACORDs Expiring Term and Prior Three Years Currently Valued Loss Runs Supplemental application either Axiom’s or another carrier’s Target pricing or expiring premium
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Miscellaneous
Program is Available in all States including the District of Columbia. Minimum revenue $250,000 Minimum premium – $2,500 Incidental exposures related to the risks above such as habitational, hospitality, gaming, or retail exposures are also eligible. Direct Bill & Financing Available A.M. Best A VIII Rated Non -Admitted Carrier
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