As a leading program manager for the hospitality business for over 25 years, Axiom's expertise covers numerous risks in dining, from fast food to fine dining. We tailor an insurance program to the unique operations and exposures of each risk resulting in a customized insurance program that fits your clients’ needs.
Contact: Dan Djordjevic d_djordjevic@axiom-ins.com or (847) 228-5883, ext. 219
| Eligible Exposures |
Ineligible Exposures |
- Eating Establishments with or without Alcohol
- Banquet Halls
- Buffet and Smorgasbord
- Bistro and brasserie
- Cafés
- Cafeterias
- Concession Stand
- Coffeehouse
- Casual Dining
- Caterers
- Diners
- Fast Casual
- Family Style
- Fine Dining
- Full Service
- Limited Service
- Pubs
- Quick Service (Fast Food)
- Sandwich Bar
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- Locations not in compliance with UL 300 and NFPA 96 Standards
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| Coverage and Limits Available (Maximum Limits) |
General Liability
$1,000,000 Each Occurrence
$3,000,000 General Aggregate (other than Products/Completed Ops)
$3,000,000 Products Completed Operations
$1,000,000 Personal and Advertising Injury
$1,000, 000 Damages to premises rented to you
Liquor Liability (Package or Mono-Line)
$1,000,000 Each Common Cause
$2,000,000 Aggregate (per location aggregate is applicable.)
Umbrella / Excess: Limits up to $20 Million
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| Optional Coverages Available |
Property (subject to Coastal Wind Exclusions)
Business Income (subject to Coastal Wind Exclusions)
Food and Beverage Spoilage
Medical Payments
Assault and Battery
Defense outside the Limit of Liability
Combined Single Limit
Hired and Non-Owned Auto Liability
Valet
Additional Insured’s
Equipment Breakdown
Employers Practices Liability
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| Submission Requirements |
Signed ACORDs
Three Years Currently Valued Loss Runs
Supplemental application either Axiom’s or another carrier’s
Target pricing or expiring premium
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